发布于 2026-09-21
英文原文
高级理赔理算师(海事与航空)
Senior Claims Adjuster, Marine & Aviation
損害保険ジャパン(Sompo International)
| 职种 | 金融 | 雇用形态 | — |
|---|---|---|---|
| 工作地点 | 英国伦敦 | 薪资 | 面议 |
职位概要
该职位负责按照保单条款和条件准确、及时地评估和处理海事与航空理赔估损及已付赔款,确保提供所需服务水平并履行公司合同义务。主要职责包括:支持理赔战略实施以实现整体业务目标;以专业方式调查和解决复杂及专业性质理赔,最大限度减少赔付渗漏;主动管理客户和经纪人计算的估损与账单并及时解决差异;识别并调查承保范围问题,确保公司责任与合同承诺一致并与相关利益方沟通;识别代位求偿、分摊及其他追偿事项并成功追讨;管理争议理赔及其他重大理赔问题,以经济方式解决和结案;确保理赔档案逻辑清晰、易于查阅,承保范围及其他理赔问题始终有明确记录;确保遵守监管和立法要求。同时需与核保人、经纪人、客户及内部团队建立良好关系,在约定时限内回应理赔账单和通知,确认已收到基础保费后再支付赔款,必要时确保正确计算恢复保费。还需制作定期统计和分析性理赔信息供理赔领导层、风险经理和高级管理层使用,维护对理赔组合的充分了解,准确及时更新公司系统,并在理赔经理缺席时就特定任务向团队其他成员提供参考意见。要求具备复杂和争议理赔管理能力、深入理赔分析和趋势洞察能力,能够领导流程或技术变革驱动的持续改进举措,并运用分析和洞察推动第三方管理机构及外部专家的持续改进。工作地点为伦敦办公室。
职位描述
Job Description Are you looking for your next opportunity? Sompo has a unique opportunity for a Senior Claims Adjuster, Marine & Aviation in our Claims team. The role requires the accurate and timely evaluation and processing of claims estimates and paid claims in accordance with policy terms and conditions, to ensure the delivery of the required level of service and fulfilment of the companyâs contractual obligations at all times. It also includes using analytics and insights to drive continuous improvement in the use of TPAs and third-party experts. The delivery and performance of the role must consistently reflect our Sompo Values. Location: This position will be based out of our London office. We strive for collaboration which is why we offer a work environment where our employees thrive and develop long lasting careers. Our business, your impact, our opportunity: What youâll be doing: Key Result Areas Contribute to, monitors and advises on the plan developments and changes in order to ensure relevancy, compliance and optimal delivery Assist in the preparation and implementation of the operational team plans to ensure these are in line with wider business strategy and reflect key priorities. Determine own work priorities and activities in line with agreed plans to ensure the achievement of the functionâs objectives. Partner with colleagues to perform data analysis work and provide valuable insights that improve claims performance Key Performance Indicators Benchmarking of delivery to plan objectives Management team feedback Alignment, and engagement of team to tactical goals Relevancy, accuracy and timeliness of contribution/advice Priorities aligned to tactical and wider strategic plans Insights drive performance improvement Risk mitigation & avoidance Policy, Process and Procedures Support the implementation of the Claims strategy to enable delivery of overall business targets Investigate and resolve complex Claims of a specialist nature in a professional manner in order to provide excellent Claims handling service with minimal leakage Proactively manage estimates and billings calculated by clients and brokers resolving any discrepancies in a timely manner Identify and investigate coverage issues so as to ensure that the companyâs liability is in line with its contractual commitments and to communicate with relevant stakeholders Identify subrogation, contribution and other recovery issues and ensure that these are successfully pursued where appropriate Manage disputed Claims and other material Claims issues in order to resolve and settle claims on an economic basis Ensure Claims files are compiled and maintained in a logical and accessible manner and that coverage and/or other Claims issues are clearly documented at all times Ensure awareness of and compliance with regulatory and legislative requirements Key Performance Indicators High quality documentation/training material produced, with appropriate rationale Claims leakage within agreed tolerance Positive feedback from internal customers Satisfactory results from internal Claims audit and other, indirect financial benefits, such as efficient, cost effective use of internal and external resources and services All appropriate recoveries successfully pursued Environmental Awareness / Customer Focus Support the development of relationships with internal and external customers to enable the Claims function to fully support their needs Support the development of relationships with the Underwriters to enable the Claims function to support the needs of other areas within the business Ensure that Claims billings and advices are responded to within agreed timeframes to provide a professional service to brokers, and clients Ensure that base premiums have been received a before making Claim payments Where appropriate, ensure reinstatement premiums have been correctly calculated when making Claim payments Respond to internal and external stakeholder requests in accordance with service standards Key Performance Indicators Legal compliance Positive stakeholder feedback. Risk mitigation and avoidance Open and regular communication. Achievement of objectives. Quality response service provided. Positive feedback from clients, brokers, internal customers and management Relevant and accurate information and reports Technical Performance Support the claims management and claims operations colleagues in the production of Management Information reports Produce regular statistical and analytical Claims information to Claims Leadership, Risk Managers and Senior Management to enable effective monitoring of Claims Develop/maintain sufficient knowledge of Claims portfolio, so as to ensure delivery of accurate information to Underwriters and management when requested Ensure accurate and timely update of the companyâs systems as and when required Act as a referral point to other members of the Claims team on specific tasks or in the absence of the Claims Manager: Marine & Aviation. Key Performance Indicators Quality, accurate information made available to Underwriters and external and internal customers Satisfactory audit from internal claims audit Leakage within agreed tolerance Claims reserves entered and coverage issues managed in accordance with Company claims philosophy Appropriate use of experts Management of static/slow moving claims Specific accountabilities assigned to the role of Senior Claims Adjuster within the claims function: Management of complex and disputed claims matters, including in-depth claims analysis and trends to provide expert guidance and/or opinion to the Portfolio Head and other internal stakeholders, as required. Developing good, constructive working relationships with the claims leadership team, wider claims team, market peers and wider Aspen business units Engagement and delivery of claims projects, where required. Lead continuous improvement initiatives via process and/or technology change â that will enhance quality of communication and collaboration across Aspen. Provide mentoring and career development to colleagues to strengthen their capabilities, build functional expertise and foster a collaborative, values-driven team culture of high standards, strong productivity, and innovation. Elevate claims talent to develop and share knowledge with the intention of enhancing both technical (e.g. data analysis and critical judgement) and non-technical (relationship management) skills. What youâll bring: Knowledge Extensive and relevant knowledge of technical claims handling in a claims function, operating in a highly regulated environment. Strong understanding of delegated and third-party claims management from a technical, commercial, and operational perspective. Skills Strong interpersonal and communication skills.Good organisational skills. Able to work independently. Proficient in MS Office applications; Word, Excel and Powerpoint.Able to manage conflicting priorities to achieve deadlines. Ability to plan effectively and efficiently. Strong customer orientation skills. Ability to collaborate effectively within a team environment. Strong attention to detail.· Strong Investigative skills Negotiation skills Able to produce MI and detailed reports at various levels Experience Experience and a proven track record of working in a Claims environment within a specialized/complex Claims area Recognised qualification(s) and/or good practical knowledge of the insurance regulatory framework Relevant commercial experience of the general insurance industry and claims trends to be able to provide expert advice and opinion where required. Desirable personal attributes aligned to what success looks like in the role: Independent challenger - ability to innovate and challenge, utilising consultative questioning, current norms to drive change within the claims function, and work with people of varying backgrounds and organisational levels Knowledgeable practitioner â deals confidently with