发布于 2026-09-23
英文原文
高级风险精算师
Senior Risk Actuary
損害保険ジャパン(Sompo International)
| 职种 | 金融 | 雇用形态 | — |
|---|---|---|---|
| 工作地点 | London, United Kingdom | 薪资 | 面议 |
职位概要
该职位为高级风险精算师，隶属于定量企业风险管理（ERM）团队，负责对集团整体保险风险进行独立监督，确保与风险偏好、资本及战略保持一致。主要职责包括：支持覆盖所有承保实体的保险风险保证计划的制定与执行；对业务计划赔付率假设进行独立质疑，评估费率变化、通胀、发展模式、巨灾负荷、组合结构、增长及再保险策略等关键假设的合理性、支持度与内在一致性，识别重大下行风险、不确定领域及其对盈利、资本和风险状况的影响；支持保险风险压力测试与情景测试，包括情景设计、定量影响评估、结果质疑及向管理层和董事会报告；支持对准备金分析、方法、假设和判断的第二道防线监督与质疑，形成对准备金充足性和不确定性的独立观点；支持针对性的保险风险深入审查和专题审查（如险种表现、通胀、市场周期动态）；提供临时定量分析以支持高管对新兴风险和战略举措的决策；支持集团及法人实体CRO执行层和董事会论坛报告；对监管提交和资本评估中的保险风险组成部分进行独立审查和质疑，包括ORSAs、PRA演练、Solvency II技术准备金、SCR计算及标准公式适当性评估；保持最新技术专长及对法规和专业指南的了解；在更广泛业务和风险团队中建立并维护良好关系。要求具备精算专业能力、保险风险管理和定量分析经验，熟悉Solvency II等监管框架，具备独立质疑和利益相关者沟通能力。
职位描述
Job Description The Senior Risk Actuary sits within Quantitative ERM and supports the independent oversight of insurance risk across the Group, ensuring alignment with risk appetite, capital, and strategy. The role applies technical expertise across a range of topics to support business decision-making, risk identification and mitigation, and the delivery of the insurance risk agenda in partnership with stakeholders globally. Key Responsibilities Support the development and delivery of the Insurance Risk Assurance Plan across all risk-taking entities. Provide independent challenge of business plan loss ratio assumptions, assessing whether key assumptions (including rate change, inflation, development patterns, catastrophe load, portfolio mix, growth and reinsurance strategy) are reasonable, supported and internally consistent, identifying material downside risks, areas of uncertainty and implications for earnings, capital and risk profile. Support insurance risk stress and scenario testing, including scenario design, quantitative impact assessment, challenge of results and reporting to management and Board forums. Support second-line oversight and challenge of reserve analyses, methodologies, assumptions and judgements, forming an independent view on reserving adequacy and uncertainty. Support targeted insurance risk deep dives and thematic reviews (e.g. class performance, inflation, market cycle dynamics). Deliver ad hoc quantitative analysis to support executive decisionâmaking on emerging risks and strategic initiatives. Support with Group and legal entity CRO executive and Board forum reporting. Provide independent review and challenge of insurance risk components of regulatory submissions and capital assessments, including ORSAs, PRA exercises, Solvency II Technical Provisions, SCR calculations and Standard Formula appropriateness assessments. Maintain up-to-date technical expertise and awareness of regulations and professional guidance. Build and maintain strong relationships across the wider business and the broader Risk team. We are Sompo, a global provider of commercial and consumer property, casualty, and specialty insurance and reinsurance. Building on the 137 years of innovation of our parent company, Sompo Holdings, Inc., Sompo employs approximately 10,000 people around the world who use their in-depth knowledge and expertise to help simplify and resolve your complex challenges. Because when you choose Sompo, you choose The Ease of Expertiseâ¢. âSompoâ refers to the brand under which Sompo International Holdings Ltd., a Bermuda-based holding company, together with its consolidated subsidiaries, operates its global property and casualty (re)insurance businesses. Sompo International Holdings Ltd. is an indirect wholly-owned subsidiary of Sompo Holdings, Inc., one of the leading property and casualty groups in the world. Shares of Sompo Holdings, Inc. are listed on the Tokyo Stock Exchange. To learn more please follow us on LinkedIn or visit sompo-intl.com.