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发布于 2026-10-14 英文原文

副总裁 - 产品法律顾问

VP, Product Counsel

損害保険ジャパン(Sompo International)

职种法律 雇用形态—
工作地点美国新泽西州莫里斯敦 薪资170,000美元 – 240,000美元

职位概要

Sompo诚聘副总裁-产品法律顾问,加入法律与合规团队,为金融险种产品提供法律支持,包括保单起草、承保范围分析、产品开发、监管考量及核保支持。主要职责:起草并就金融险保单格式、批单及相关产品文件提供建议;为金融险核保人及管理层就保单条款、承保问题、产品问题及相关法律事务提供咨询;与核保人合作谈判承保条款与条件,注重务实、面向商业的解决方案;支持新产品开发与现有产品优化,重点为网络险及职业责任险产品;审阅保密协议、保证声明、商业合同及营销材料;与核保、理赔、精算、营销、运营及监管合规团队协作;提供产品相关监管合规支持,包括州备案要求指导;持续改进表单、工作流程与流程。任职要求:法学博士(JD)学位,具备某一州律师执业资格,并有资格在新泽西州获得内部律师执业许可;至少十年相关经验,包括保险公司内部法律顾问、为保险客户服务的律所经验或两者结合;优先考虑具有网络险、职业责任险、管理层责任险、金融机构E&O或其他金融险保单格式及批单起草或咨询经验者;强烈优先考虑具有网络保险产品经验者;优先考虑具有相关保险产品承保问题分析与咨询经验者;具备出色的法律写作、起草、分析及解决问题能力;熟悉产品备案、州规定保单条款或保险监管要求者优先;具备较强的组织能力及多任务管理能力;具有良好判断力,能在模糊或不完整信息下提供务实建议;具备优秀沟通能力,能向法律及非法律受众清晰解释法律与承保概念;能独立工作并有效参与跨职能团队;致力于提供优质客户服务。工作地点:新泽西州莫里斯敦办公室。薪资范围:170,000至240,000美元,实际薪酬取决于工作地点生活成本、资格、技能、能力及相关经验。Sompo提供具有竞争力的薪酬与福利,包括医疗、牙科、视力、灵活支出账户、公司支付的人寿与AD&D保险、残疾福利、401(k)退休储蓄计划、带薪休假、育儿假、员工援助计划、通勤福利及学费报销等。

职位描述

Job Description Are you looking for your next opportunity? Sompo has a unique opportunity for a VP – Product Counsel to join our Legal & Compliance team. The role is well suited for an attorney who enjoys working closely with the business, developing practical solutions, and helping shape insurance products in a dynamic P&C environment. The successful candidate will provide legal support on Financial Lines products, including policy drafting, coverage analysis, product development, regulatory considerations, and underwriting support. This position offers meaningful visibility across the organization and the opportunity to contribute directly to the business. Location: This position will be based out of our Morristown, NJ office. We strive for collaboration which is why we offer a work environment where our employees thrive and develop long lasting careers. Our business, your impact, our opportunity: What you’ll be doing: Draft and advise on Financial Lines policy forms, endorsements, and related product documents. Counsel Financial Lines underwriters and management on policy terms, coverage issues, product questions, and related legal matters. Partner with underwriters in negotiating coverage terms and conditions, with a focus on practical, business-oriented solutions. Support the development and enhancement of new and existing Financial Lines products, with a primary focus on cyber and professional liability products. Review and advise on related business documents, including non-disclosure agreements, warranty statements, commercial contracts, and marketing materials. Collaborate with underwriting, claims, actuarial, marketing, operations, and regulatory compliance teams in connection with product development. Provide product-related regulatory compliance support, including guidance on state filing requirements. Contribute to the continual improvement of forms, workflows, and processes. Perform other responsibilities consistent with the role as business needs evolve. What you’ll bring: Juris Doctor degree, admission to the bar of one state, and eligibility for in-house bar admission in New Jersey required. Minimum of ten (10) years of relevant experience, including experience as in-house counsel at an insurance company, law firm experience supporting insurance clients, or a combination of both. Experience drafting or advising on cyber, professional liability, management liability, financial institutions E&O, or other Financial Lines policy forms and endorsements preferred. Experience with cyber insurance products strongly preferred. Experience analyzing and advising on coverage matters for relevant insurance products preferred. Strong legal writing, drafting, analytical, and problem-solving skills. Familiarity with product filings, state-required policy provisions, or insurance regulatory requirements is a plus. Strong organizational skills and the ability to manage multiple priorities. Sound judgment and the ability to provide practical advice in situations involving ambiguity or incomplete information. Excellent communication skills, including the ability to explain legal and coverage concepts clearly to both legal and non-legal audiences. Ability to work independently while also contributing effectively as part of a cross-functional team. Strong commitment to providing superior client service. Salary Range: $170,000 – $240,000. Actual compensation for this role will depend on several factors including the cost of living associated with your work location, your qualifications, skills, competencies, and relevant experience. At Sompo, we recognize that the talent, skills, and commitment of our employees drive our success. This is why we offer competitive, high-quality compensation and benefit programs to eligible employees. Our compensation program is built on a foundation that promotes a pay-for-performance culture, resulting in higher incentive awards, on average, when the Company does well and lower incentive awards when the Company underperforms. The total compensation opportunity for all regular, full-time employees is a combination of base salary and incentives that gets adjusted upfront based on overall Company performance with final awards based on individual performance. We continuously evaluate and update our benefit programs to ensure that our plans remain competitive and meet the needs of our employees and their dependents. Below is a summary of our current comprehensive U.S. benefit programs: Two medical plans to choose from, including a Traditional PPO & a Consumer Driven Health Plan with a Health Savings account providing a competitive employer contribution Pharmacy benefits with mail order options Dental benefits including orthodontia benefits for adults and children Vision benefits Health Care & Dependent Care Flexible Spending Accounts Company-paid Life & AD&D benefits, including the option to purchase Supplemental life coverage for employee, spouse & children Company-paid Disability benefits with very competitive salary continuation payments 401(k) Retirement Savings Plan with competitive employer contributions Competitive paid-time-off programs, including company-paid holidays Competitive Parental Leave Benefits & Adoption Assistance program Employee Assistance Program Tax-Free Commuter Benefit Tuition Reimbursement & Professional Qualification benefits Who we are and what we stand for: At Sompo, our shared purpose is to create meaningful value for clients, communities, and each other. We strive to foster a workplace where everyone feels respected, included, and empowered to excel. As a global organization, we embrace diversity and champion equal opportunity. Guided by our core values—Accountability, Agility, Collaboration, Development, and Integrity—we build trust and support one another to achieve our goals worldwide. Life at Sompo page Our values come to life in how we hire and grow talent. Employment decisions are based on qualifications, merit, and organizational need, and we strive to ensure equitable access to opportunities so everyone can do their best work. If you need an accommodation for any part of the application process, please contact the recruiter in charge. We are Sompo, a global provider of commercial and consumer property, casualty, and specialty insurance and reinsurance. Building on the 137 years of innovation of our parent company, Sompo Holdings, Inc., Sompo employs approximately 10,000 people around the world who use their in-depth knowledge and expertise to help simplify and resolve your complex challenges. Because when you choose Sompo, you choose The Ease of Expertise™. “Sompo” refers to the brand under which Sompo International Holdings Ltd., a Bermuda-based holding company, together with its consolidated subsidiaries, operates its global property and casualty (re)insurance businesses. Sompo International Holdings Ltd. is an indirect wholly-owned subsidiary of Sompo Holdings, Inc., one of the leading property and casualty groups in the world. Shares of Sompo Holdings, Inc. are listed on the Tokyo Stock Exchange. To learn more please follow us on LinkedIn or visit sompo-intl.com.